CCRP™أخصائي مخاطر الائتمان المعتمد
الإنجليزي
متوسط
وجهاً لوجه
التدريب في الموقع
تدريب مباشر عن بعد
تدريب
التدريب
والإرشاد
السرعة الذاتية
تدريب
اختر تاريخ
لتحميل الكتيب
نبذة عن الدورة التدريبية
This interactive course is designed for bank practitioners from front office, back office and central units who are confronted with credit risk. By attending this practical and informative course, you will be able to understand credit risk in all its facets, including quantitative and qualitative risk analysis. When assessing the credit risk of an SME you can often be overwhelmed with information. The course helps you to structure the information in a structured and consistent way, with appropriate focus on crucial risk drivers. This in turn helps you to develop an integrated strategy for the identification, analysis and mitigation of credit risks, both on client as well as portfolio level. In addition, the course develops an understanding for the organizational aspects of a bank’s credit business with regard to structures and processes. This enables financial institutions not only to manage credit risk, but to do it in an efficient cost saving manner. The course participants will additionally discuss the latest international developments in credit risk management and supervision. Through interesting case studies and exercises, delegates develop a new approach to complex analytical tasks.
المخرجات الرئيسية
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New York Institute of Finance
The New York Institute of Finance (NYIF), located in the heart of Wall Street, is a global leader in training for financial services and related industries. Started by the New York Stock Exchange in 1922, it now trains 50,000+ professionals in over 120 countries. An impressive history stands behind your impressive future.
Learners will receive a LEORON certificate of attendance upon the completion of the Face 2 Face Onsite training provided and delivered by LEORON Institute.
The Face 2 Face Onsite Training offered by LEORON is separate and independent from the Online Self-paced Training offered by The New York Institute of Finance via edX. NYIF and edX are not affiliated or associated with the Face 2 Face Onsite Training provided by LEORON, and LEORON is not affiliated or associated with the Online Self-paced Training provided by NYIF.
Learners will receive a LEORON certificate of attendance upon the completion of the Face 2 Face Onsite training provided and delivered by LEORON Institute.
The Face 2 Face Onsite Training offered by LEORON is separate and independent from the Online Self-paced Training offered by The New York Institute of Finance via edX. NYIF and edX are not affiliated or associated with the Face 2 Face Onsite Training provided by LEORON, and LEORON is not affiliated or associated with the Online Self-paced Training provided by NYIF.
محتوى الدورة التدريبية
Part 1
Credit Risk & Supervisory
The Credit Creation Multiplier - importance of a consistent supply of credit to an economy
The Credit Crisis – Analysis of its causes and effects, and what we should learn
The Regulatory response – the Basel Accords. Understanding the Pillars of Basel ii and what they seek to achieve.
Outlook on Basel III, Basel IV and other current developments in the Basel Capital Framework
Other considerations for Financial Institutions - Fair value accounting (the implications of IFRS 9)
Looking into the Future –the outlook and likely changes in the debt markets.
The Credit Crisis – Analysis of its causes and effects, and what we should learn
The Regulatory response – the Basel Accords. Understanding the Pillars of Basel ii and what they seek to achieve.
Outlook on Basel III, Basel IV and other current developments in the Basel Capital Framework
Other considerations for Financial Institutions - Fair value accounting (the implications of IFRS 9)
Looking into the Future –the outlook and likely changes in the debt markets.
Part 2
Credit Risk at Portfolio Level
The practical issues related to the calculation of Bank Risk Capital under Basel iii, and the related behaviours that regulators expect banks to comply with.
Understanding the components of credit risk and the principles behind the calculation of PD, LGD, EAD; and how they enable credit analysts to estimate potential credit losses.
The mathematics of credit risk management – the use of Internal and External Ratings, credit scoring, statistical models, market implied indicators and Value at Risk assessments.
Risk adjusted pricing in theory and practice
Risk Reporting systems – how a risk-oriented reporting system should be designed
Methods of Credit Risk mitigation.
Understanding the components of credit risk and the principles behind the calculation of PD, LGD, EAD; and how they enable credit analysts to estimate potential credit losses.
The mathematics of credit risk management – the use of Internal and External Ratings, credit scoring, statistical models, market implied indicators and Value at Risk assessments.
Risk adjusted pricing in theory and practice
Risk Reporting systems – how a risk-oriented reporting system should be designed
Methods of Credit Risk mitigation.
Part 3
Organization of Credit Business
The principles of Risk Appetite and how Credit Risk Strategies and it influences organizational structures. Different types of lender - How their borrowing needs may differ.
How the proper organization of the bank’s credit business can save money and support effective risk management.
Risk Appetite and Risk Taking Capacity – an instrument for overall bank risk management
How an optimal credit process should be designed to lower credit risk and speed up the process
The profile of typical SME business entities and the nature of their funding needs
How a bank can handle and structure SME credit business – why an objective approach to credit risk assessments, supported by dynamic risk monitoring are the keys to success
Islamic Finance and the specific credit risk considerations that might arise.
How the proper organization of the bank’s credit business can save money and support effective risk management.
Risk Appetite and Risk Taking Capacity – an instrument for overall bank risk management
How an optimal credit process should be designed to lower credit risk and speed up the process
The profile of typical SME business entities and the nature of their funding needs
How a bank can handle and structure SME credit business – why an objective approach to credit risk assessments, supported by dynamic risk monitoring are the keys to success
Islamic Finance and the specific credit risk considerations that might arise.
Part 4
Credit Risk at Client Level I
An introduction to a structured approach to credit risk assessment – the balance between Business and Financial Risks, Understanding the borrowers’ Credit Need, and the primary and secondary sources of repayment Non-financial Analysis – understanding the geographies, industries and markets that the borrower operates in and the tools that can help us assess what risks they involve.
Assessing a borrowers’ management structure and capabilities – a critical component.
The principles of Financial Statement Analysis – does the financial profile look consistent with the business risk associated with the borrower.
Validating trends – the effective use of Ratio analysis.
The importance of cash flow – the typical sources and uses of operating cash of an SME borrower
Assessing a borrowers’ management structure and capabilities – a critical component.
The principles of Financial Statement Analysis – does the financial profile look consistent with the business risk associated with the borrower.
Validating trends – the effective use of Ratio analysis.
The importance of cash flow – the typical sources and uses of operating cash of an SME borrower
Part 5
Credit Risk at Client Level II
The principles of Financial Statement Analysis – does the financial profile look consistent with the business risk associated with the borrower.
Validating trends – the effective use of Ratio analysis.
The importance of cash flow – the typical sources and uses of operating cash of an SME borrower
Putting all elements of the analysis together – Reaching a credit decision.
Early Warning indicators – why a proactive approach to problem loan management and debt restructuring is important.
Validating trends – the effective use of Ratio analysis.
The importance of cash flow – the typical sources and uses of operating cash of an SME borrower
Putting all elements of the analysis together – Reaching a credit decision.
Early Warning indicators – why a proactive approach to problem loan management and debt restructuring is important.
على من يجب الحضور؟
This highly practical and interactive course has been specifically designed for
The training is ideally suited to anybody already in, or aspiring to migrate into, a business management role within a financial institution. It will also be extremely relevant to staff directly involved in credit sanctioning or credit administration, including those working in Second or Third “Line of Defence” roles. Ideally, attendees will not be newto-role, as the training is structured at an intermediate to advanced level. In particular a working knowledge of the structure and use of business financial statements is a prerequisite.
أسئلة شائعة
ما هي لغة التدريس في الدورات التدريبية؟ وما هو مستوى اللغة الإنجليزية المطلوب للمشاركة في برامج ليورون؟
تُقدَّم معظم الدورات العامة لدينا باللغة الإنجليزية. لذا، يُشترط في المشاركين أن يكونوا متمكّنين من اللغة الإنجليزية لضمان المشاركة الفعالة في ورش العمل والتفاعل مع باقي المشاركين. أما بالنسبة للدورات الداخلية (In-house)، فلدينا القدرة على تقديم التدريب باللغات العربية والهولندية والألمانية والبرتغالية.
هل الدورات العامة التي تقدّمها ليورون معتمدة من أيّ جهة رسمية؟
يتعاون معهد ليورون مع أكثر من 20 جهة ومنظمة دولية، كما يمنح ساعات التطوير المهني المستمر (CPE/PDUs) من خلال الهيئات التالية: 1. الرابطة الوطنية لمجالس المحاسبة في الولايات المتحدة (NASBA) 2. وحدات PDUs لمعهد إدارة المشاريع 3. اعتمادات المعهد البريطاني للأوراق المالية والاستثمار (CISI) 4. اعتمادات الرابطة العالمية لمدراء المخاطر (GARP) 5. اعتمادات إعادة التصديق من المعهد الأمريكي للموارد البشرية (HRCI) 6. اعتمادات إعادة التصديق من منظمة SHRM.
ما هو الموعد النهائي للتسجيل في الدورات العامة؟
الموعد النهائي للتسجيل في الدورات العامة هو 14 يوماً قبل بدء الدورة. يرجى ملاحظة أنه في بعض الحالات، قد يتم قبول التسجيلات المتأخرة، ولكن ذلك يتطلب موافقة مدير المشروع التدريبي، أو مكتب التسجيل الذي يمكن التواصل معه عبر رقم الهاتف +1071 4 1075 5711 أو البريد الإلكتروني [email protected].
ما الذي تشمله رسوم الدورة؟
تشمل رسوم الدورة تجربة تدريبية متميزة في فندق 5 نجوم، والمواد التعليمية، ووجبات الغداء والمرطبات، بالإضافة إلى رسوم الشهادات والانضمام إلى الهيئات المعتمدة في بعض الدورات.
هل تقدّم ليورون خصومات؟
نعم، يمكننا تقديم خصومات على الحجوزات الجماعية، ويسعدنا التحدث معك إذا كنت ترغب في مناقشة الحصول على خصم على مستوى الشركات.
التعليقات
- عرض:IAMM Internal Audit Maturity ModelIn recognition of their dedication and contribution supporting IKEA Saudi Arabia in arranging training programs during 2017 & 2018, looking forward for more development and exciting effort this year. On behalf of IKEA Saudi Arabia, THANK YOU!Dalal KutbiCountry Learning & Development Manager at IKEA Saudi Arabia
- عرض:Certified Professional in Quality and Patient SafetyDating back to 2014, Mobily’s “LEORON” experience has grown from a single collaboration to a long-term partnership. We consider ‘’LEORON” Institute as a strategic partner, whose contribution has been nothing but premium in equipping our staff with field-based knowledge and information. Past three years have resulted with an expanded collaboration with superior customer service and support. Best Regards,Turki S. AlsahaanDir L&D, Talent Management at Mobily, Etihad Etisalat Company
- عرض:Certified Professional in Quality and Patient SafetySince the partnership was signed between BAE Systems Saudi Development & Training and LEORON in 2017, we have been working together to offer the Saudi market a complete portfolio of training solutions benefiting from the wide and extensive experience of both parties. Recognizing the great success of this partnership, we are looking for further collaborations in the future that will position both companies as one of the leading training providers in Saudi Arabia. We thank the LEORON team for their full cooperation and continuing support, and look forward to further success together in the years to come.Emad AlrajihVP, Business Winning at BAE Systems Saudi Development & Training
- عرض:Certified Professional in Quality and Patient SafetyWe have been working with LEORON for the past two years and will be working with them again this upcoming year. The programs they delivered were fruitful and exciting and our organization has received positive feedback from the participants. What our organization aims to do is to provide at no cost training for all the private sector employees so that they may benefit from our offered programs in Innovation and Professional development. LEORON has helped us achieve this goal. We look forward to continuing this service and wish them the best of luck. Regards,Nasser M. Al-SubaieSr. Program Officer, Enterprise Learning & Human Development at Kuwait Foundation for the Advancemen
