Exam Preparation
CCRP™Certified Credit Risk Professional
Rating:
English
Intermediate
35 Nasba
FACE 2 FACE
ON SITE TRAINING
LIVE VIRTUAL
TRAINING
COACHING
& MENTORING
SELF-PACED
TRAINING
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Course Overview
This interactive course is designed for bank practitioners from front office, back office and central units who are confronted with credit risk. By attending this practical and informative course, you will be able to understand credit risk in all its facets, including quantitative and qualitative risk analysis. When assessing the credit risk of an SME you can often be overwhelmed with information. The course helps you to structure the information in a structured and consistent way, with appropriate focus on crucial risk drivers. This in turn helps you to develop an integrated strategy for the identification, analysis and mitigation of credit risks, both on client as well as portfolio level. In addition, the course develops an understanding for the organizational aspects of a bank’s credit business with regard to structures and processes. This enables financial institutions not only to manage credit risk, but to do it in an efficient cost saving manner. The course participants will additionally discuss the latest international developments in credit risk management and supervision. Through interesting case studies and exercises, delegates develop a new approach to complex analytical tasks.
Key Takeaways
1
Understand the components of credit risk, and the methods by which credit risk can be modelled and quantified.
2
Gain a better understanding of international supervisory requirements on credit risk management (incl. Basel II, Basel III and Basel IV).
3
Gain an overview of the key drivers for credit loss at portfolio level and Learn about efficient and practical risk management tools at portfolio level.
4
Practice financial and nonfinancial analysis of credit risk at client level – especially for SMEs.
5
Learn about optimal structures and processes in a credit business.
International Academy of Business and Financial Management
The International Academy of Business and Financial Management™ (IABFM) is a global professional association offering certification training programs worldwide. IABFM™ hosts and organizes professional development courses and grants exclusive board designations to candidates who successfully meet its established standards and assessment criteria. With more than 200,000 members and affiliates across over 145 countries, IABFM™ focuses on advancing careers in business, finance, and management through specialized certifications.
Course Outline
Day 1
Credit Risk & Supervisory
The Credit Creation Multiplier - importance of a consistent supply of credit to an economy
The Credit Crisis – Analysis of its causes and effects, and what we should learn
The Regulatory response – the Basel Accords. Understanding the Pillars of Basel ii and what they seek to achieve.
Outlook on Basel III, Basel IV and other current developments in the Basel Capital Framework
Other considerations for Financial Institutions - Fair value accounting (the implications of IFRS 9)
Looking into the Future –the outlook and likely changes in the debt markets.
The Credit Crisis – Analysis of its causes and effects, and what we should learn
The Regulatory response – the Basel Accords. Understanding the Pillars of Basel ii and what they seek to achieve.
Outlook on Basel III, Basel IV and other current developments in the Basel Capital Framework
Other considerations for Financial Institutions - Fair value accounting (the implications of IFRS 9)
Looking into the Future –the outlook and likely changes in the debt markets.
Day 2
Credit Risk at Portfolio Level
The practical issues related to the calculation of Bank Risk Capital under Basel iii, and the related behaviours that regulators expect banks to comply with.
Understanding the components of credit risk and the principles behind the calculation of PD, LGD, EAD; and how they enable credit analysts to estimate potential credit losses.
The mathematics of credit risk management – the use of Internal and External Ratings, credit scoring, statistical models, market implied indicators and Value at Risk assessments.
Risk adjusted pricing in theory and practice
Risk Reporting systems – how a risk-oriented reporting system should be designed
Methods of Credit Risk mitigation.
Understanding the components of credit risk and the principles behind the calculation of PD, LGD, EAD; and how they enable credit analysts to estimate potential credit losses.
The mathematics of credit risk management – the use of Internal and External Ratings, credit scoring, statistical models, market implied indicators and Value at Risk assessments.
Risk adjusted pricing in theory and practice
Risk Reporting systems – how a risk-oriented reporting system should be designed
Methods of Credit Risk mitigation.
Day 3
Organization of Credit Business
The principles of Risk Appetite and how Credit Risk Strategies and it influences organizational structures. Different types of lender - How their borrowing needs may differ.
How the proper organization of the bank’s credit business can save money and support effective risk management.
Risk Appetite and Risk Taking Capacity – an instrument for overall bank risk management
How an optimal credit process should be designed to lower credit risk and speed up the process
The profile of typical SME business entities and the nature of their funding needs
How a bank can handle and structure SME credit business – why an objective approach to credit risk assessments, supported by dynamic risk monitoring are the keys to success
Islamic Finance and the specific credit risk considerations that might arise.
How the proper organization of the bank’s credit business can save money and support effective risk management.
Risk Appetite and Risk Taking Capacity – an instrument for overall bank risk management
How an optimal credit process should be designed to lower credit risk and speed up the process
The profile of typical SME business entities and the nature of their funding needs
How a bank can handle and structure SME credit business – why an objective approach to credit risk assessments, supported by dynamic risk monitoring are the keys to success
Islamic Finance and the specific credit risk considerations that might arise.
Day 4
Credit Risk at Client Level I
An introduction to a structured approach to credit risk assessment – the balance between Business and Financial Risks, Understanding the borrowers’ Credit Need, and the primary and secondary sources of repayment Non-financial Analysis – understanding the geographies, industries and markets that the borrower operates in and the tools that can help us assess what risks they involve.
Assessing a borrowers’ management structure and capabilities – a critical component.
The principles of Financial Statement Analysis – does the financial profile look consistent with the business risk associated with the borrower.
Validating trends – the effective use of Ratio analysis.
The importance of cash flow – the typical sources and uses of operating cash of an SME borrower
Assessing a borrowers’ management structure and capabilities – a critical component.
The principles of Financial Statement Analysis – does the financial profile look consistent with the business risk associated with the borrower.
Validating trends – the effective use of Ratio analysis.
The importance of cash flow – the typical sources and uses of operating cash of an SME borrower
Day 5
Credit Risk at Client Level II
The principles of Financial Statement Analysis – does the financial profile look consistent with the business risk associated with the borrower.
Validating trends – the effective use of Ratio analysis.
The importance of cash flow – the typical sources and uses of operating cash of an SME borrower
Putting all elements of the analysis together – Reaching a credit decision.
Early Warning indicators – why a proactive approach to problem loan management and debt restructuring is important.
Validating trends – the effective use of Ratio analysis.
The importance of cash flow – the typical sources and uses of operating cash of an SME borrower
Putting all elements of the analysis together – Reaching a credit decision.
Early Warning indicators – why a proactive approach to problem loan management and debt restructuring is important.
Who Should Attend?
This highly practical and interactive course has been specifically designed for
The training is ideally suited to anybody already in, or aspiring to migrate into, a business management role within a financial institution. It will also be extremely relevant to staff directly involved in credit sanctioning or credit administration, including those working in Second or Third “Line of Defence” roles. Ideally, attendees will not be newto-role, as the training is structured at an intermediate to advanced level. In particular a working knowledge of the structure and use of business financial statements is a prerequisite.
FAQ
What language will the course be taught in and what level of English do I need to take part in a LEORON training program?
Most LEORON courses are delivered in English. However, there are some courses offered in Arabic, mainly online. For our in-house courses, sessions can be curated and delivered in any language upon request. In general, the best way to confirm language availability is to check with our Enrollment Managers for the most up-to-date information. Simply click on “Let’s talk on WhatsApp” to chat with us directly.
What formats are the courses offered in?
LEORON delivers training in various formats including face-to-face, live virtual sessions, self-paced learning, in-house delivery as well as online courses.
Are LEORON Public courses certified by an official body/organization?
Yes, most LEORON public courses are accredited by internationally recognized bodies such as CIPD, ATD, PMI, EdEx, and many others—depending on the course.
Who accredits LEORON’s training programs?
LEORON partners with over 20 international bodies such as PMI, CIPD, ATD, EdEx, NASBA, CISI, GARP, HRCI, SHRM, ACCA, ASQ, IIA, ILM, IAC, and others
Are CPD points or PDUs provided?
Yes, learners can earn CPD credits and professional development units (PDUs) including NASBA CPEs, PMI PDUs, CISI, GARP, HRCI, SHRM, and more.
How can I register for a course?
You can register through our website by filling in the inquiry form, or by speaking directly with one of our consultants via WhatsApp or email. Once we confirm your interest, we’ll guide you through the steps.
When is the registration deadline for public courses?
Registration typically closes 14 days before the course start date, with occasional late registrations accepted upon confirmation
What is included in the course fee?
The fee generally covers 5-star venue facilities, training materials, certified instruction, lunches and refreshments, plus certification and membership where applicabl0065
Are there group rates or discounts?
Yes, group bookings and corporate-level discounts are available. Learners are encouraged to reach out to discuss specific arrangements
What support is available with registration?
Enrollment Managers and a Registration Desk assist with the entire process, including deadlines, travel logistics, and course customization. As well as any other special requests you might have. Simply to go your preferred course and click on “Let’s chat on WhatsApp” to do so.
Can I request a bespoke course at my location or within my organization?
Yes, in-house training is fully customizable in terms of curriculum, language, delivery, and timing. You can suggest dates and locations. Simply to go your preferred course and click on “Let’s chat on WhatsApp” in order to address any questions or concerns in this regards.
What is the refund or cancellation policy?
Refund and cancellation policies vary depending on the course type and location. Generally, cancellations made at least 14 days before the course start date may be eligible for a full or partial refund, while cancellations made closer to the course date may incur a fee. For exact terms, please consult your Enrollment Manager or refer to the course confirmation email.
Can I register multiple employees from my company?
Yes. We support group registrations and offer corporate packages for organizations enrolling multiple participants. Our team can help coordinate the logistics for group bookings.
Who should attend these courses?
LEORON caters to a variety of professionals: from those seeking leadership development to project managers, HR specialists, finance professionals, cybersecurity, procurement, Ai enthusiasts and many others.
Do I need prior experience or academic qualifications?
Not always. Many specialized paths, like cybersecurity, accept learners without prior experience. However, some courses (e.g., PMI PDU-based ones) may have recommended prerequisites. Its always better to chat with one of our Enrollment Managers to discuss more. Simply to go your preferred course and click on “Let’s chat on WhatsApp” to do so.
Will I receive a certificate after completing the course?
Yes. Upon full attendance and successful completion, you will receive a certificate of participation or accreditation, depending on the course.
Are meals and refreshments included in face-to-face courses?
Yes. For in-person courses, lunch and coffee breaks are provided daily at the venue.
Can LEORON deliver a course in-house at our organization?
Absolutely. All programs can be delivered privately at your company or virtually for your team, customized to match your internal goals and structure.
Reviews
- Review:IAMM Internal Audit Maturity ModelIn recognition of their dedication and contribution supporting IKEA Saudi Arabia in arranging training programs during 2017 & 2018, looking forward for more development and exciting effort this year. On behalf of IKEA Saudi Arabia, THANK YOU!Dalal KutbiCountry Learning & Development Manager at IKEA Saudi Arabia
- Review:Certified Professional in Quality and Patient SafetyDating back to 2014, Mobily’s “LEORON” experience has grown from a single collaboration to a long-term partnership. We consider ‘’LEORON” Institute as a strategic partner, whose contribution has been nothing but premium in equipping our staff with field-based knowledge and information. Past three years have resulted with an expanded collaboration with superior customer service and support. Best Regards,Turki S. AlsahaanDir L&D, Talent Management at Mobily, Etihad Etisalat Company
- Review:Certified Professional in Quality and Patient SafetySince the partnership was signed between BAE Systems Saudi Development & Training and LEORON in 2017, we have been working together to offer the Saudi market a complete portfolio of training solutions benefiting from the wide and extensive experience of both parties. Recognizing the great success of this partnership, we are looking for further collaborations in the future that will position both companies as one of the leading training providers in Saudi Arabia. We thank the LEORON team for their full cooperation and continuing support, and look forward to further success together in the years to come.Emad AlrajihVP, Business Winning at BAE Systems Saudi Development & Training
- Review:Certified Professional in Quality and Patient SafetyWe have been working with LEORON for the past two years and will be working with them again this upcoming year. The programs they delivered were fruitful and exciting and our organization has received positive feedback from the participants. What our organization aims to do is to provide at no cost training for all the private sector employees so that they may benefit from our offered programs in Innovation and Professional development. LEORON has helped us achieve this goal. We look forward to continuing this service and wish them the best of luck. Regards,Nasser M. Al-SubaieSr. Program Officer, Enterprise Learning & Human Development at Kuwait Foundation for the Advancemen
